United Bank & Trust

Ag Equipment Loans

Green tractor and grain cart parked in a harvested cornfield during the fall season.

Financing built around the equipment your operation depends on

Equipment plays a critical role in keeping your operation productive and moving forward. Whether you’re purchasing new machinery, replacing aging equipment, or expanding your capabilities, the right financing can help support both your immediate needs and long-term goals.

Contact an Ag Lender


How it works

An agricultural equipment loan helps finance the purchase of machinery and other essential equipment used in your operation.

Loan terms are typically based on the expected life of the equipment, how it will be used, and your operation’s financial position. Payments are structured to align with your cash flow and operational needs.

When it makes sense

An equipment loan may be a good fit if you are:

  • Purchasing new or used equipment 
  • Replacing outdated or unreliable machinery 
  • Expanding operational capacity 
  • Upgrading equipment to improve efficiency 
  • Reducing downtime and maintenance costs

Built around your operation

Every operation has different equipment needs, and financing should reflect that.

Our lenders consider the value of the equipment, expected usage, operational goals, and your financial position to help structure financing that works for your business.

You’ll work directly with local agricultural lenders who understand how equipment investments impact productivity, efficiency, and day-to-day operations.


Talk about your next step and find what fits your operation

Whether you’re planning an upgrade, replacing equipment, or expanding your operation, we’re here to help you explore financing options that fit your goals.

Let’s discuss your operation and find the right solution for your equipment needs.

Contact Us

Meet Our Ag Lenders

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