United Bank & Trust

Business Checking with Interest

Small business owner assisting customers from behind a retail counter.

Banking designed for qualifying businesses and nonprofit organizations

Business Checking with Interest account is built for qualifying sole proprietors and nonprofit organizations looking for the flexibility of a business checking account with the added benefit of earning interest on collected balances.

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A good fit for

  • Sole proprietors managing business finances 
  • Nonprofit organizations 
  • Businesses maintaining higher account balances 
  • Organizations looking to earn interest while managing daily transactions 

What to know before opening:

  • Interest is earned on collected balances of $2,500 or more 
  • Tiered interest rates
  • Activity charges are assessed per transaction item1  
  • Monthly maintenance fee waived with qualifying balances2

Ready to get started?

Whether you’re running a small business or managing a nonprofit organization, our Business Checking with Interest account provides the tools, flexibility, and earning potential to help support your financial goals.

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1Activity charges are $.10 per item (includes debits, credits and deposited items)

2No monthly maintenance fee if minimum daily balance of $2,500 or average daily balance of $5,000 is maintained. If balance does not qualify, a monthly maintenance fee of $10.00 will be assessed. 

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