United Bank & Trust

Commercial Checking

Small business owner using a tablet while talking on the phone inside a retail shop.

Flexible banking built for growing businesses

As your business grows, your banking needs become more complex. Our Commercial Checking account is designed for businesses with higher transaction activity that need flexibility, efficient cash flow management, and tools that support day-to-day operations.

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A good fit for

  • Businesses with higher transaction volume
  • Businesses that utilize other digital services
  • Those that would like the ability to offset fees through earnings credits tied to account balances

What to know before opening

  • No minimum balance
  • Low monthly maintenance fee1
  • Activity fees apply per transaction item2
  • Earnings credits may reduce or offset fees

Ready to get started?

Whether you’re managing day-to-day transactions or preparing for continued growth, our Commercial Checking account offers the flexibility and banking tools to support your business.

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1A monthly maintenance fee of $10.00 will be assessed

2Activity fees are $.10 per item (includes debits, credits and deposited items)

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