United Bank & Trust

Small Business Checking

Business team collaborating during a meeting in a modern office.

Simple business banking built for everyday operations

Designed for businesses with low to moderate transaction activity wanting straightforward, low-cost banking and convenient digital tools.

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A good fit for

  • Small businesses with low to moderate monthly transaction activity 
  • Businesses looking for a simple, cost-effective checking solution 
  • Owners managing everyday deposits, payments, and cash flow 

What to know before opening

  • $100 minimum balance required 
  • No monthly fees if minimum balance is maintained1
  • 250 free items per month2  

Ready to get started? 

Whether you’re managing everyday operations or preparing for future growth, our Small Business Checking account offers the tools and flexibility to help keep your business running smoothly.

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1If balance does not qualify, a $5.00 monthly maintenance fee will be assessed. 

2Excess items charged $0.25 each 

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