United Bank & Trust

Floor Plan Lines of Credit

a line of cars at a dealership

Keep Inventory on Your Lot

Finance inventory purchases while maintaining cash flow for day-to-day operations.

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How it Works

A floor plan line of credit allows dealers to finance inventory purchases and repay the balance as inventory is sold.

When it Fits

Designed for:

  • Auto dealerships
  • Equipment dealers 

How it’s structured

  • Revolving line of credit secured by inventory. 
  • Borrow as inventory needs change. 
  • Repayment aligned with inventory sales and turnover. 
  • Flexible borrowing capacity to support ongoing operations.

Discuss your inventory financing needs with a local lender

We’ll review your business and determine whether a floor plan line of credit is the right fit. 

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