United Bank & Trust

Lines of Credit

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Flexible financing when you need it

Access funds when opportunities arise without applying for a new loan each time.

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How it works

A business line of credit provides revolving access to funds. Borrow only what you need, repay the balance, and continue accessing available funds as your business requires.

When it fits

Ideal for: 

  • Managing seasonal cash flow
  • Purchasing inventory 
  • Covering operating expenses
  • Unexpected business costs 

How it’s structured

  • A line of credit tailored around your business. 
  • Working capital is designed to support day-to-day operations and seasonal demands
  • Local lenders who understand your business and make decisions close to home

Keep your business moving with flexible financing

Talk with a local lender about how an operating line of credit can help manage cash flow through the year. 

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