Debit Cards

Debit & ATM Cards

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Debit Cards

United Bank & Trust debit cards are a convenient way to make purchases at a retailer or to use at an ATM for deposits, withdrawals or balance inquiries.  Debit cards are accepted anywhere MasterCard® is accepted. 
MasterCard® also offers additional features and benefits click here for details.

  • No transaction fees
  • No monthly fees*
  • No ATM charges at United Bank & Trust or Money Pass ATM's
  • Add your debit card to mobile wallet for fast payment with your phone or smart watch
  • Fraud text alerts
  • Contactless Cards

* A monthly fee of $2.00 per account if used less than 5 times per statement cycle on Free Checking only. 

Apply Online

 ATM Cards

Gain quick access to your bank account with an ATM Card.  Make cash withdrawals, deposits or check your balance in your account at any ATM in Iowa, or any Shazam® or Cirrus® ATM worldwide.

  • No transaction fees
  • Annual fee of $10
  • No ATM charges at United Bank & Trust or Money Pass ATM's

Apply Online


How do I activate my new debit card?
How do I report debit card fraud?
How do I change my PIN on my debit card?
How do I report a lost or stolen card?

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