United Bank & Trust

Personal Loans & Lines

Flexible financing for life’s big moments

Whether you’re planning a major purchase, consolidating debt, covering unexpected expenses, or funding a personal project, United Bank & Trust offers local lending solutions designed around your goals.

Home Loans

Buy

Buy a Home

Helping you purchase a home with financing designed around your budget and preferred timeline.

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Refinance

Lower Your Rate

For refinancing your current loan to better align with your financial goals and needs.

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Build

Home Construction

For financing your construction project with support from groundbreaking to completion.

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Home Equity

Use Your Home’s Equity

For leveraging your home’s equity to fund major expenses, renovations, or future plans.

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Consumer Loans

Auto Loans

Vehicle Financing

Flexible financing for new or used vehicles, featuring competitive rates and fast local decision-making.

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Personal Loans

Flexible Financing

Flexible financing with predictable payments for planned purchases and unexpected expenses.

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Credit Cards

Rewards Made Simple

Ideal for everyday purchases with easy access to funds anywhere major cards are accepted.

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Why borrow from United Bank & Trust?

  • Local Decisions 
  • Flexible Solutions 
  • Simple application process 

Ready to Take the Next Step?

We can help walk through your situation to determine what works best for you. 

Contact a Banker

Meet our Lenders

Schedule a Meeting

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