United Bank & Trust

First-Time Homebuyer Savings Account

Happy couple holding the keys to their new home.

Save confidently for your first home

Designed for first-time homebuyers, this account helps you build savings for a future down payment while earning interest along the way.  

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A good fit for

  • First-time homebuyers
  • Down payment savings 
  • Long-term savings goals
  • Customers planning for homeownership

What to know before opening 

  • $100 minimum daily balance1
  • Earn interest on daily balances of $100 or more (interest paid quarterly)
  • Fee applies after five excess debits per month2
  • Free online or paper statements

Ready to get started?

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1If balance falls below $100 any day of the month, a $5.00 monthly maintenance fee will be assessed.

2More than five debits per month are charged $1.00 each (also applies to children under 18).

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