Individual Retirement Accounts (IRAs)

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Save for retirement on your terms

An IRA helps you grow your retirement savings with potential tax advantages and flexible options designed for every stage of life.

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A good fit for

Long-term retirement goals
Taking advantage of tax benefits
Saving outside of employer plans

IRA Options

Traditional	Roth
Make contributions that may be tax-deductible, depending on your income and eligibility. Tax-deductible contributions¹ Tax-deferred growth ¹ Taxed at withdrawal² Required distributions at age 73 Annual contribution limits of $7,500 ($8,600 if age 50 or older)	Funded with after-tax dollars, allowing your earnings and qualified withdrawals to be tax-free in retirement After-tax contributions Tax-free growth¹ Tax-free qualified withdrawals¹ No required distributions Annual contribution limits of $7,500 ($8,600 if age 50 or older)

Traditional

Roth

Make contributions that may be tax-deductible, depending on your income and eligibility.

Tax-deductible contributions¹
Tax-deferred growth ¹
Taxed at withdrawal²
Required distributions at age 73
Annual contribution limits of $7,500 ($8,600 if age 50 or older)

Funded with after-tax dollars, allowing your earnings and qualified withdrawals to be tax-free in retirement

After-tax contributions
Tax-free growth¹
Tax-free qualified withdrawals¹
No required distributions
Annual contribution limits of $7,500 ($8,600 if age 50 or older)

Ready to get started?

Stop in and we will provide account details and guide you through the set-up process.

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¹Contact your tax professional regarding deductibility.

²If distributions are taken within the first five years, a 10% penalty on the distribution amount will apply. Please contact us for additional details.

Locations & Hours

Routing Number: 073922843

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