United Bank & Trust

Report Debit Card Fraud

Protecting your account from debit card fraud is one of our top priorities. If you notice a transaction that doesn't look familiar, we're here to help you take the right steps to secure your account.


Step 1:  Could the transaction be legitimate?

A transaction may be legitimate if it is:

  • A recurring subscription or automatic payment 
  • A purchase made by a family member 
  • Listed under a different merchant name 
  • An authorized transaction posted after a free trial period

Step 2:  If the transaction is fraudulent:

  1. Turn off your debit card using Card Management in Online or Mobile Banking. 
  2. Contact United Bank & Trust at 641-753-5900 during business hours. 
  3. After hours: Call 877-328-1994 to close your card immediately, then contact us the next business day. 

Step 3:  Protect your account

  • Monitor your account regularly. 
  • Set up debit card alerts. 
  • Report lost or stolen cards immediately. 
  • Keep your contact information current. 

Have additional questions? 

Give us a call at 641-753-5900.

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