United Bank & Trust

Business Money Market

Business professionals reviewing financial reports and investment charts in an office.

Flexible access to funds with interest-earning potential

Offers businesses the flexibility to access funds while earning interest through a tiered rate structure. It’s a practical solution for businesses looking to maintain liquidity while growing reserve balances.


A good fit for:

  • Businesses maintaining higher account balances 
  • Managing operational reserves while keeping funds accessible 
  • Earning tiered interest on collected balances 
  • Businesses with moderate monthly transaction activity 
  • Organizations looking for flexible cash management options

What to know before opening:

  • Minimum daily balance of $2,500 or average daily balance of $5,000 required to avoid fees1
  • Interest earned on balances of $2,500 or more 
  • 100 free items per month
  • Excess items charged $0.25 each

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1If balance does not qualify, a $10.00 maintenance fee is assessed.

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