United Bank & Trust

Identity Theft Protection

Digital cybersecurity interface displaying fraud alerts and identity theft protection warnings.

Help restore your identity. Protect your peace of mind.

Identity theft can happen to anyone. That's why United Bank & Trust partners with ID TheftSmart™ to provide identity restoration and credit monitoring services that help you respond quickly if your identity is compromised.

Connect with a Banker


Support includes:

  • Verifying and researching potential identity theft activity 
  • Guidance with police reports and necessary documentation 
  • Reviewing credit reports for fraudulent or suspicious activity 
  • Dedicated recovery assistance throughout the resolution process 
  • Placing fraud alerts or victim notices with credit bureaus when appropriate
Identity Restoration Credit Monitoring

If your identity is stolen, licensed investigators work on your behalf to help restore your identity and resolve fraud-related issues.

Monitor your credit for suspicious activity and receive alerts when important changes occur.

Includes:

  • Dedicated identity restoration support 
  • Assistance reporting fraud and filing documentation 
  • Credit report review and fraud alerts, when applicable 
  • Ongoing support until issues are resolved

 

Alerts include:

  • New accounts opened 
  • Credit inquiries 
  • Payment delinquencies 
  • Public record changes 
  • Address changes 

Includes Identity Restoration benefits.

 

Monthly Cost: $3/person Monthly Cost: $6/person

Ready to get started?

Enroll through Online or Mobile banking, visit or call us to begin protecting your identity.

Connect with a Banker

© 2026 United Bank & Trust. All Rights Reserved.