United Bank & Trust

Interest Rewards

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Earn more by banking electronically.

Interest Rewards is an interest-bearing checking account that offers a higher interest rate when you use convenient digital banking services and meet simple monthly account requirements.

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A great choice if you

  • Use your debit card regularly
  • Have direct deposit or automated payments
  • Use online or mobile banking
  • Want to earn higher interest for banking electronically

What to know before opening

  • No minimum balance
  • No monthly maintenance fee
  • Free online statements1
  • Higher interest rates on balances up to $15,000 during each statement cycle when you meet the following qualifications2
    • One direct deposit OR one external automatic withdrawal; AND
    • 25 settled debit card purchases 

All checking accounts include full access to online and mobile banking 


Ready to get started? 

Open an Account

Learn about Relationship Perks

 


1Paper statements available for $3/statement cycle

2Interest Rewards Special Rate earned on balances up to $15,000 during each statement cycle when the following criteria is met:  One direct deposit OR automatic withdrawal AND 25 settled debit card purchases per statement cycle.  Balances over $15,000 will earn the Interest Rewards Market Rate. If electronic banking criteria is not met, the entire balance will earn the Interest Rewards Base Rate.

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