United Bank & Trust

Premier Checking

Retired couple smiling together while relaxing at home.

Built for higher balances and established needs.

Premier Checking is designed for customers who maintain higher balances and want a traditional checking account with tiered interest rates and extra benefits.

Open an Account

Compare Accounts


A great choice if you 

  • Maintain larger account balances
  • Want to earn interest on your checking account
  • Appreciate premium banking benefits and added conveniences 
  • Prefer a relationship-focused approach to banking 
  • Value personalized service

What to know before opening 

  • No monthly maintenance fee when you maintain a $2,500 minimum daily balance or a $5,000 average daily balance¹ 
  • Tiered interest rates based on your daily balance, paid monthly
  • Free standard checks² 
  • Free 3" x 5" safe deposit box for the first year³
  • Free online or papers statements

All checking accounts include full access to online and mobile banking 


Ready to get started? 

Open an Account

Learn about Relationship Perks

 


1If balance does not qualify, a $10 monthly maintenance fee will be assessed.

2Free basic single checks. Duplicate checks will receive a $20 discount. Other styles available at varying prices.  Limit of 2 boxes per year.

3 Equivalent credit toward larger size box.

© 2026 United Bank & Trust. All Rights Reserved.