Relationship Checking

Your Community. Your Bank. Your Rewards.
With Simple Cash Back Checking from United Bank & Trust, everyday debit card purchases could earn you cash back—all with the convenience of an account backed by a bank that’s part of your community.
At United Bank & Trust, community banking means local bankers who understand your needs, provide personalized service, and are committed to the people, businesses, and communities we call home.
Open a Simple Cash Back Account
Simple Cash Back
A simple, worry-free account that rewards for debit card usage.
- No minimum balance
- No monthly maintenance fee
- Earn a $0.10 cash back reward with each settled debit card purchase*
- Free online statements**
- Free debit card
*Up to $5 per statement cycle, per account **Paper statements available for $3/statement cycle

Ready to start earning cash back?
Open your account online in minutes and begin earning rewards!