United Bank & Trust

Buy a Home

Family unpacking boxes and settling into their new home.

Local mortgage solutions designed around your next move

Whether you're buying, building, or refinancing, United Bank & Trust offers flexible mortgage options with local guidance every step of the way.

Apply Online

Connect with a Mortgage Lender


Fixed Rate Mortgage Adjustable Rate Mortgage
  • Consistent monthly principal and interest payments 
  • Interest rate stays the same for the life of the loan
  • Rate adjusts periodically
  • Ideal for shorter-term homeownership plans
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What to expect

  • Competitive rates and flexible loan options
  • Personalized guidance from local mortgage lenders
  • Support from application through closing
  • A simple, streamlined mortgage process

How we can help 

  • Finding the mortgage option that fits your goals 
  • Home refinancing 
  • Investment and second homes

How it works

Step 1: Get Pre-Approved

  • Know your budget before you shop.

Step 2: Gather Documents

  • Submit required documents, such as identification documents, pay stubs, W-2’s and bank statements.

Step 3: Plan for Costs

  • Prepare for your down payment and closing costs. Loan Closing

Step 4: Loan Closing

  • Sign your documents and finalize your loan.

Ready to take the next step? 

Connect with a Mortgage Lender

Schedule a Meeting


NMLS# 423096

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