Buy a Home

Local mortgage solutions designed around your next move
Whether you're buying, building, or refinancing, United Bank & Trust offers flexible mortgage options with local guidance every step of the way.
Connect with a Mortgage Lender
| Fixed Rate Mortgage | Adjustable Rate Mortgage |
|---|---|
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| Apply Online | Apply Online |
What to expect
- Competitive rates and flexible loan options
- Personalized guidance from local mortgage lenders
- Support from application through closing
- A simple, streamlined mortgage process
How we can help
- Finding the mortgage option that fits your goals
- Home refinancing
- Investment and second homes
How it works
Step 1: Get Pre-Approved
- Know your budget before you shop.
Step 2: Gather Documents
- Submit required documents, such as identification documents, pay stubs, W-2’s and bank statements.
Step 3: Plan for Costs
- Prepare for your down payment and closing costs. Loan Closing
Step 4: Loan Closing
- Sign your documents and finalize your loan.
Ready to take the next step?
Connect with a Mortgage Lender
NMLS# 423096