Life Insurance Trusts

Protect your legacy and provide for your loved ones

A life insurance trust helps manage life insurance proceeds as part of your estate plan. By placing a life insurance policy in a trust, you can provide clear direction for how benefits are managed and distributed while supporting long-term estate planning goals and potential tax advantages.*

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When a Life Insurance Trust may be right

A life insurance trust may be beneficial when you want to:

• Provide for your loved ones through a structured distribution plan
• Support long-term estate and legacy planning
• Explore potential estate tax advantages¹
• Help ensure life insurance proceeds are managed according to your wishes

Benefits of a Life Insurance Trust

A life insurance trust may help:

• Provide a clear plan for distributing life insurance proceeds
• Support your estate and legacy planning goals
• Offer potential estate tax advantages¹
• Protect and manage assets for beneficiaries
• Provide professional trust administration and long-term oversight

Questions about Life Insurance Trusts?

Every family's goals are different. Our Trust Officers are here to answer your questions, explain your options, and help determine whether a life insurance trust fits your estate planning goals.

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¹Consult an attorney, tax preparer, or financial advisor regarding eligibility requirements and the legal or tax implications of a life insurance trust.

Non-deposit investment products are not insured by FDIC, not a deposit or other obligation of, or guaranteed by United Bank & Trust, and may be subject to investment risk, including possible loss of the principal amount invested.