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Commercial Loans	Description
Commercial Real Estate	Long-term financing for the purchase or refinance of real property, including investment property, property expansion and improvements.
Real Estate Construction	A multiple advance credit line established to fund the construction of real property. Following the construction period, the loan is converted to a longer-term amortized loan.
Equipment Loan	Intermediate-term financing for the purchase of fixed assets such as machinery, equipment and leasehold improvements.
Lines of Credit	A revolving line of credit which provides working capital to carry increased inventory and accounts receivable.
Letters of Credit	United Bank & Trust uses its' financial strength to guarantee financing for your commercial purchases. Examples include letters at auction, open-ended credit and import goods.
SBA Loans	United Bank & Trust sponsors SBA (Small Business Administration) loan programs for business start-ups and expansion. The 7A product is a loan partially guaranteed by the US government. The 504 product is a direct government loan paired with a United Bank & Trust loan.
Floor Plan Line of Credit	An inventory loan secured with identified retail goods such as vehicles or farm equipment. The credit line revolves as merchandise is purchased and sold.
Real Estate Investment Loans	A long-term loan for the purchase or refinance of income property including multi-family, office and retail.

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