Home Equity Loans & Lines
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Home Equity Loans
A home equity loan at United Bank & Trust is a fixed rate loan, secured by the equity in your home. With a fixed rate loan, your monthly loan payment stays the same for the life of the loan.
Home equity loans can be used to finance your home improvement projects, purchase a vehicle or boat, finance a vacation, or consolidate debt.
- Fixed interest rate and fixed monthly payment
- Credit available up to 85% of your combined loan-to-value
- Interest may be tax deductible (Consult your tax advisor)
- Homeowner's insurance is required
Apply Online OR Finish Existing Application
To resume your loan application, or to check the status of your loan, please login here.
Home Equity Line of Credit
A home equity line of credit loan from United Bank & Trust is a revolving line of credit, secured by the equity in your home. Whether you want to tackle that home improvement project, take a much-needed vacation, pay for your child's braces, finance a college education or simply consolidate your debt, we can help you find the perfect home equity line to fit your needs.
- Variable interest rate
- Access funds when you need it
- Revolving line of credit
- Monthly repayment based on outstanding balance
- Credit available up to 85% of your combined loan to value.
- Interest may be tax deductible (Consult your tax advisor)
- Funds may be advanced through online banking transfers, telephone transfers, or in person.
- Overdraft protection is available
- Homeowner's insurance is required
Apply Online OR Finish Existing Application
To resume your loan application, or to check the status of your loan, please login here
Contact one of our Home Equity Specialists today!
Cindy Smiley, NMLS# 531711
Brandi Morris, NMLS# 2652016
641-753-5900
[email protected]
Mortgage Loan Originator Listing