Home Equity Loans & Lines

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HELOC SPECIAL

For a limited time, up to $300* off closing costs

*Customers will receive up to $300 off closing costs on new home equity lines of credit, if opened by November 1, 2023. Not to exceed actual closing costs. Subject to loan approval. Variable rate, 120-month term, minimum loan amount $10,000, maximum loan-to-value 85%. Promotion excludes home purchase loans, refinances of home loans, and loans for business purposes. Property insurance required. Consult a tax advisor regarding potential deductibility of interest.

Home Equity Loans

A home equity loan at United Bank & Trust is a fixed rate loan, secured by the equity in your home. With a fixed rate loan, your monthly loan payment stays the same for the life of the loan.

Home equity loans can be used to finance your home improvement projects, purchase a vehicle or boat, finance a vacation, or consolidate debt.

Fixed interest rate and fixed monthly payment
Credit available up to 85% of your combined loan-to-value
Interest may be tax deductible (Consult your tax advisor)
Homeowner's insurance is required

Apply Online for a HEL OR Finish Existing Application

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Home Equity Line of Credit

A home equity line of credit loan from United Bank & Trust is a revolving line of credit, secured by the equity in your home. Whether you want to tackle that home improvement project, take a much-needed vacation, pay for your child's braces, finance a college education or simply consolidate your debt, we can help you find the perfect home equity line to fit your needs.

Variable interest rate
Access funds when you need it
Revolving line of credit
Monthly repayment based on outstanding balance
Credit available up to 85% of your combined loan to value.
Interest may be tax deductible (Consult your tax advisor)
Funds may be advanced through online banking transfers, telephone transfers, or in person.
Overdraft protection is available
Homeowner's insurance is required

Contact one of our Home Equity Specialists today!

Mary Holland: 641-753-5900 or email [email protected]

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