Home Equity Loans & Lines
Section Menu
Home Equity Loans
A home equity loan at United Bank & Trust is a fixed rate loan, secured by the equity in your home. With a fixed rate loan, your monthly loan payment stays the same for the life of the loan.
Home equity loans can be used to finance your home improvement projects, purchase a vehicle or boat, finance a vacation, or consolidate debt.
- Fixed interest rate and fixed monthly payment
- Credit available up to 85% of your combined loan-to-value
- Interest may be tax deductible (Consult your tax advisor)
- Homeowner's insurance is required
Apply Online for a HEL OR Finish Existing Application
To resume your loan application, or to check the status of your loan, please login here.
Home Equity Line of Credit
A home equity line of credit loan from United Bank & Trust is a revolving line of credit, secured by the equity in your home. Whether you want to tackle that home improvement project, take a much-needed vacation, pay for your child's braces, finance a college education or simply consolidate your debt, we can help you find the perfect home equity line to fit your needs.
- Variable interest rate
- Access funds when you need it
- Revolving line of credit
- Monthly repayment based on outstanding balance
- Credit available up to 85% of your combined loan to value.
- Interest may be tax deductible (Consult your tax advisor)
- Funds may be advanced through online banking transfers, telephone transfers, or in person.
- Overdraft protection is available
- Homeowner's insurance is required
Contact one of our Home Equity Specialists today!
Mary Holland: 641-753-5900 or email [email protected]
Mortgage Loan Originator Listing
To resume your loan application, or to check the status of your loan, please login here.
Apply Online OR Finish Existing Application