United Bank & Trust is a local, full-service bank, serving the Marshalltown and surrounding communities from two convenient locations. Stop by one of our locations to see how we Exceed Your Expectations!
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ATM Locations
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Click here for a list of United Bank & Trust ATM Locations
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Career Opportunities
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Click here to view United Bank & Trust Career Opportunities
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History
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Our History
United Bank & Trust was chartered in 2002 and opened its' doors for business on June 29, 2002. The bank started with only 8 employees, and has grown over the years with the addition of several employees and the opening of our downtown location in 2006.
Our independent Board of Directors is comprised of businessmen and women that live and work in our community. Decisions are made locally, which means our customers receive quick responses to questions, and our services are customized to meet customer needs in our community.
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Board of Directors
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Robert Thomas - United Bank & Trust, President
Sam Upah - United Bank & Trust, Vice President & Senior Loan Officer
Jeff Rasmussen - Rasmussen Tax and Accounting, Owner
Doug Beals - Moore, McKibben, Goodman &Lorenz, Attorney
Kevin Swartz - Retired - Wolfe Eye Clinic, CEO
John Nelson - Ames National Corporation, President & CEO
Marty Mitchell - Mitchell Family Funeral Home, Owner
Gabriela Avalos-Vargas - Abarrotes La Salud, Owner
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Becoming a Shareholder
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United Bank & Trust was chartered in 2002 and currently has over $130 million in total assets. United Bank & Trust is affiliated with Ames National Corporation, a central Iowa bank holding company with six affiliate banks.
Ames National Corporation was established as a bank holding company on August 1, 1975, by the shareholders of First National Bank in Ames. The Corporation is the 6th largest Iowa-based commercial bank holding company operating in Iowa based on total deposits. Company assets are over $2.1 billion. Ames National Corporations stock is publicly traded and is listed on the NASDAQ Capital Market under the symbol ATLO.
More information about Ames National Corporation is available at www.amesnational.com. If you are interested in becoming a shareholder, contact your financial advisor for more information.
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Exceeding Your Expectations
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United Bank & Trust is a local, full-service bank, serving the Marshalltown and surrounding communities from two convenient locations. You can count on us for quick, local decisions and personalized service. We understand that everyone's banking needs are different, that's where our flexibility allows us to customize products and services to meet your specific financial needs.
Stop by United Bank & Trust today and let our experienced employees show you how we can Exceed Your Expectations!
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Community Reinvestment Act
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Community Reinvestment Act (CRA) - Public File
What is the Community Reinvestment Act?
The Community Reinvestment Act (CRA, P.L. 95-128, 91 Stat.1147, title VII of the Housing and Community Development Act of 1977, 12 U.S.C., subsection 2901 et seq.) is a United States federal law passed by Congress in 1977.
The CRA encourages financial institutions to help meet their communities' needs—through safe and sound lending practices and by providing retail banking and community development services.
Federal regulators monitor whether banks and thrifts are fulfilling their CRA obligations. By law, these federal agencies—the Federal Reserve, the Federal Deposit Insurance Corporation, and the Office of the Comptroller of the Currency—must:
- regularly review the CRA performance of banks and savings and loans, and
- take into account the CRA record of a bank or thrift when it applies to open a new branch or merge with or acquire another institution.
In addition, each of the federal agencies works to educate these institutions about successful CRA programs in other parts of the country and suggests other ideas that might help develop the community.
An amendment to the Community Reinvestment Act in 1990 requires that CRA ratings be made public. Each bank or thrift must maintain a public file that contains the public section of its most recent CRA performance review, a list of its services and branches, written comments from the public, and certain other information.
To view the complete CRA Public File for United Bank & Trust, click the link below.
United Bank & Trust CRA Public File