Privacy Policy

Reasons we can share your
personal information

      Does United Bank & Trust Co. share?      

      Can you limit this sharing?      

For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No
For our marketing purposes - to offer our products and services to you Yes No
For joint marketing with other financial companies No We don't share 
For our affiliates' everyday business purposes - information about your transactions and experiences Yes No
For our affiliates' everyday business purposes - information about your creditworthiness No  We don't share
For nonaffiliates to market to you No We don't share 
Who we are 
Who is providing this notice? This privacy disclosure is provided by United Bank & Trust Co.                                                                              
What we do
How does United Bank & Trust Co. protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does United Bank & Trust Co. collect my personal information?

We collect your personal information, for example, when you

  • open an account or apply for a loan
  • pay your bills or deposit money
  • use your credit or debit card

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only:

  • sharing for affiliates' everyday business purposes - information about your creditworthiness
  • affiliates' from using your information to market to you
  • sharing for non-affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.


Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Our affiliates include companies owned by Ames National Corporation, such as Boone Bank & Trust Co.; First National Bank & Trust, Ames, IA;  Iowa State Savings Bank;  Reliance State Bank; and State Bank & Trust Co.

Companies not related by common ownership or control. They can be financial and non-financial companies.

  • United Bank & Trust Co. does not share with non-affiliates so they can market to you.
Joint Marketing      

A formal agreement between non-affiliated financial companies that together market financial products or services to you.

  • United Bank & Trust Co. does not participate in joint marketing.

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