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Savings & Money Market

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United Bank & Trust makes saving easy at any age! Check out the different savings options available to fit your needs and then stop into one of our branches or apply online today!


Savings Account

This traditional account is perfect for all your savings and emergency needs. Your money will be earning interest while you enjoy peace of mind.

  • $100 minimum balance*
  • Earns interest on daily balances of $100 or more; interest paid quarterly
  • Children under 18 are exempt from monthly service fees
  • Debits in excess of five per month charged $1.00 each (also applies to children under 18) 
  • Free online and paper statements
  • Initial deposit of $25 required

*If balance does not qualify, a $5.00 monthly service fee is assessed.

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First-Time Homebuyer Savings Account

At United Bank & Trust, our goal is to help customers achieve their financial goals.  Saving for home ownership is often chief among these goals.

  • $100 minimum balance*
  • Earns interest on daily balances of $100 or more; interest paid quarterly
  • Debits in excess of five per month charged $1.00 each
  • Free online and paper statements  
  • Initial deposit of $25 required

*If balance does not qualify, a $5.00 monthly service fee is assessed.

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Money Market Account

Our money market account is an excellent way for you to keep your funds liquid while earning a rate of return for a short-term investment.

  • No monthly fees when you maintain a $2,500 minimum daily balance, or a $5,000 average daily balance*
  • Earns interest on daily balances; interest paid monthly 
  • Unlimited cash withdrawals and in-bank transfers
  • Free online and paper statements 
  • Initial deposit of $25 required

*If balance does not qualify, a $7.00 monthly service fee is assessed.

Apply Now

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