Savings & Money Market
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United Bank & Trust makes saving easy at any age! Check out the different savings options available to fit your needs and then stop into one of our branches or apply online today!
Savings Account
This traditional account is perfect for all your savings and emergency needs. Your money will be earning interest while you enjoy peace of mind.
- $100 minimum daily balance*
- Earns interest on daily balances of $100 or more; interest paid quarterly
- Children under 18 are exempt from monthly maintenance fee
- Debits in excess of five per month charged $1.00 each (also applies to children under 18)
- Free online and paper statements
- Initial deposit of $25 required
*If balance falls below $100 any day of the month, a $5.00 monthly maintenance fee is assessed.
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First-Time Homebuyer Savings Account
At United Bank & Trust, our goal is to help customers achieve their financial goals. Saving for home ownership is often chief among these goals.
- $100 minimum daily balance*
- Earns interest on daily balances of $100 or more; interest paid quarterly
- Debits in excess of five per month charged $1.00 each
- Free online and paper statements
- Initial deposit of $25 required
*If balance falls below $100 any day of the month, a $5.00 monthly maintenance fee is assessed.
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Money Market Account
Our money market account is an excellent way for you to keep your funds liquid while earning a rate of return for a short-term investment.
- No monthly maintenance fee if minimum balance of $2,500 or $5,000 average daily balance is maintained*
- Earns interest on daily balances; interest paid monthly
- Unlimited cash withdrawals and in-bank transfers
- Free online and paper statements
- Initial deposit of $25 required
*If balance does not qualify, a $7.00 monthly maintenance fee is assessed.
Open New Account