Savings & Money Market
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United Bank & Trust makes saving easy at any age! Check out the different savings options available to fit your needs and then stop into one of our branches or apply online today!
Savings Account
This traditional account is perfect for all your savings and emergency needs. Your money will be earning interest while you enjoy peace of mind.
- $100 minimum daily balance*
- Earns interest on daily balances of $100 or more; interest paid quarterly
- Children under 18 are exempt from monthly maintenance fee
- Debits in excess of five per month charged $1.00 each (also applies to children under 18)
- Free online or paper statements
*If balance falls below $100 any day of the month, a $5.00 monthly maintenance fee will be assessed.
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First-Time Homebuyer Savings Account
A First-Time Homebuyer Savings account (FTHSA) is tax advantageous way for Iowans to save for certain expenses related to purchasing a home.
- $100 minimum daily balance*
- Earns interest on daily balances of $100 or more; interest paid quarterly
- Debits in excess of five per month charged $1.00 each
- Free online or paper statements
*If balance falls below $100 any day of the month, a $5.00 monthly maintenance fee will be assessed.
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Money Market Account
Our money market account is an excellent way for you to keep your funds liquid while earning a rate of return for a short-term investment.
- No monthly maintenance fee if minimum daily balance of $2,500 or average daily balance of $5,000 is maintained*
- Earns interest on daily balances; interest paid monthly
- Unlimited cash withdrawals and in-bank transfers
- Free online or paper statements
*If balance does not qualify, a $7.00 monthly maintenance fee will be assessed.
Open New Account