Receivables Management

 Section Menu

• Treasury Management Services
• Business Digital & Mobile Banking
• Receivables Management
• Payables Management
• Liquidity & Cash Optimization
• Fraud Prevention & Risk Management
• Information & Reporting

Take control of your incoming payments and keep cash flow moving with solutions built for your business. With services like Remote Deposit Capture, ACH receivables, and Merchant Services, you can streamline collections, improve efficiency, and get funds into your accounts faster.

---

Remote Deposit Capture

Remote Deposit Capture allows you to make your bank deposit right from your office.

We know you are busy and you need products and services that save you time and money.  Remote Deposit Capture allows you to maximize your office efficiency.  Scanning your deposit from your office saves a trip to the bank, allowing your employees more time to focus on your business and your customers.

• Scan and deposit checks directly from your office
• View and research previous deposits and deposited items
• Save employee time by eliminating trips to the bank
• Improve security—checks stay in your possession
• Reduce the risk of theft and increase employee safety
• Use secure transmission with firewall, encryption, and password protection
• Increase efficiency and access funds faster than traditional deposit methods

Frequently asked questions for Remote Deposit Capture

To add Remote Deposit Capture to your business, contact us at (641) 753-5000 or submit the form below.

Business Services Inquiry

---

ACH Services

Simplify how you collect payments and strengthen cash flow with ACH Receivables designed for your business. By accepting electronic payments directly into your account, you can speed up collections, reduce manual processing, and improve reliability compared to paper checks.

• Send and receive electronic payments through Business Digital Banking
• Initiate one-time or recurring ACH batches for payroll, vendors, and collections
• Upload NACHA files for streamlined processing
• Use dual control to add an extra layer of approval and security
• Reduce paper checks and manual payment handling
• Improve payment speed, accuracy, and cash flow management

ACH Receivables is available through our Business Digital and Mobile Banking. If you’re already enrolled in Business Digital Banking and would like to add ACH services call us today at 641-753-5900.  If you are interested in enrolling in Business Digital or Mobile Banking, complete the registration form below.

Business Digital Banking Registration

---

Merchant Services

Accept payments with confidence and support steady cash flow with Merchant Services designed to make transactions faster, streamline processes and drive sales.

We've partnered with Clover to help you simplify your operations with an all-in-one payment processing system, designed to meet the unique needs of any type of business!

• Accept credit, debit, and digital wallet payments (Apple Pay®, Google Pay™, and Samsung Pay)
• Choose from a variety of POS devices for payments in-person, curbside, tableside, by phone, or online
• Use built-in apps to help manage sales, invoicing, inventory, and employee time tracking
• Create customer loyalty programs and offer physical or digital gift cards
• Get installation and support from a local Clover representative

Additional Clover business solutions include:

• Invoicing – Send invoices and accept online payments
• Virtual Terminal – Accept payments and manage transactions on the go
• Tracking & Reporting – View real-time insights and sales trends
• Inventory Management – Streamline operations, build menus, and track inventory
• Employee Management – Schedule staff and manage payroll in one system
• Customer Engagement – Build loyalty programs and gift card offerings
• Clover Capital – Access working capital based on future card sales
• Apps & Integrations – Expand your system with best-in-class tools