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Interest Rewards Checking

If you enjoy banking electronically and are interested in earning a higher yield on your funds, Interest Rewards Checking might be the right account for you!

Earn 2.00% APY (Annual Percentage Yield) on the first $15,000 in your account when you use your debit card 25 times and have one direct deposit or automatic withdrawal during the statement cycle.  Balances above $15,000 will earn .10% APY when electronic banking criteria is met**.

Don't worry if you don't meet the qualifying criteria, you'll still earn interest at the current Interest Rewards Base Rate, currently at .05% APY**.  

Account Features:

An interest-bearing account that pays a higher interest rate for banking electronically.

  • No minimum balance
  • No monthly service charge
  • Earns interest on daily balances, interest paid monthly
  • Interest Rewards "special" rate of 2.00% APY* on balances up to $15,000 during each statement cycle when the following criteria is met:**
    • One direct deposit OR one automatic withdrawal AND 
    • 25 debit card purchases per statement cycle
  • Free online statements***
  • Free debit card
  • $25 initial deposit required

Open New Account                  Upgrade Existing Account

Description Interest Rate Annual Percentage Yield (APY)
Interest Rewards "Special Rate" (on balances up to $15,000, when qualifying criteria is met)** 2.00% 2.00%
Interest Rewards "Market Rate" (on balances over $15,000 when qualifying criteria is met)** .10% .10%
Interest Rewards "Base Rate" (on all balances when qualifying criteria is NOT met)** .05% .05%

*APY is Annual Percentage Yield, is accurate as of 10/14/2022.  

**Interest Rewards Special Rate earned on balances up to $15,000 when you have one direct deposit or one automatic withdrawal, and 25 debit card purchases per statement cycle. Balances above $15,000 will earn interest at the Interest Rewards Market Rate. If electronic banking criteria is not met, all balances will earn at the Interest Rewards Base Rate.
Opening deposit of $25 required.  APY effective 10/12/2022 is subject to change at any time.  No minimum balance required to obtain APY.  Personal accounts only.


***Paper statements available for $3/month

Rates may change after account is opened. Fees could reduce earnings on the account.


If you decide this isn't the right account for you, no problem!  Check out our other Relationship Rewards Checking Accounts!

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