Financial Education


  • Charitable Giving

    posted on Monday, November 18, 2024

    As the year winds down, now is a great time to reflect on your financial goals and explore opportunities for strategic giving. Local and national charitable organizations often have their annual campaigns underway at this time, and many of the organizations in our community have unmet needs and goals you may choose to support! If you are 70½ or older and have an IRA, consider a Qualified Charitable Distribution (QCD) as part of your year-end giving plan.

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  • Planning for the Unexpected: 7 Estate Planning Tips

    posted on Tuesday, October 15, 2024

    People of all ages have many misconceptions about estate planning. Lots of people think that estate planning is solely for older individuals, while even more people think that estate planning is a process that is impossible to understand.

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  • From Your First Job to Your Last: Financial Planning for All Ages

    posted on Wednesday, October 2, 2024

    Financial planning can be an anxiety-inducing topic, but with some research and a willingness to learn, many facets of it can easily be understood and implemented. These principles can then be applied to help you secure your financial future. In recognition of Financial Planning Day and National Retirement Security Month, United Bank & Trust is sharing eight tips to help consumers of all ages improve their financial planning skills.

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  • Enjoy Retirement Without Financial Stress: Budgeting for Fun and Leisure

    posted on Friday, September 20, 2024

    Retirement is a time for seniors to reap the rewards of their hard work, indulge in hobbies, travel, and engage in leisure activities. However, managing finances during this period is crucial to ensure they can enjoy these activities without the burden of financial stress.

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  • Emergency Preparedness: Building Your Financial Safety Net

    posted on Thursday, September 12, 2024

    In today's ever-changing landscape, establishing a robust financial safety net is essential. One of the most effective tools for preparing for unexpected expenses is an emergency fund. According to a Bankrate survey conducted in December 2023, only 44% of U.S. adults could pay an emergency expense of $1,000 or more from their savings.

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