Warning Signs of Identity Theft
Posted
on Wednesday, January 29, 2025
in
Security and Fraud Prevention
Warning Signs That Someone Has Stolen Your Information:
- You see withdrawals from your bank account that you can’t explain.

- You don’t get your bills or other mail.
- Merchants refuse your checks.
- Debt collectors call you about debts that aren’t yours.
- You find unfamiliar accounts or charges on your credit report.
- Medical providers bill you for services you didn’t use.
- Your health plan rejects your legitimate medical claim because the records show you’ve reached your benefits limit.
- A health plan won’t cover you because your medical records show a condition you don’t have.
- The IRS notifies you that more than one tax return was filed in your name, or that you have income from an employer you don’t work for.
- You get notice that your information was compromised by a data breach at a company where you do business or have an account.
If you suspect you are a victim of identity theft, please follow these steps:
- Visit IdentityTheft.gov, the federal government's one-stop resource for reporting and recovering from identity theft.
- Contact the three major credit reporting agencies to place fraud alerts and a credit freezes on your accounts.
- Enroll in a credit monitoring service, such as ID TheftSmart™.
To help protect you from becoming a victim of identity theft, consider ID TheftSmart™ Credit Monitoring through United Bank & Trust. This service monitors your credit and alerts you when changes are made. For more information, or to enroll in ID TheftSmart™, click here, or call us at (641) 753-5900.